Insurance for Members

Insurance certificates are emailed to members annually.

Please contact Dr. Lori Lynn Penny to request a copy if needed.

• It is a liability-only policy and does not provide coverage for the property or instruments of members

• Coverage is for a Liability Limit of $5,000,000.00 per Occurrence

• The purpose of this Liability policy is to provide member Music Teachers who are in the business of providing music instruction with protection from lawsuits should a third party sustain property damage or bodily injury as a result of the member’s operations of teaching music. 

• The setting may be in the member’s home, the home of the student, a church, school, music store or other reasonable location

• The coverage would also include the member’s customary year end recitals by the students for family and friends, or events such as going to student’s exams in conjunction with the musical instruction

• Personalized certificates, required by event venues or facilities, will also be available upon request. Please allow ten days’ notice for the personalized certificates.

• Any other Commercial ventures, operations of music related sales or services such as instrument sales or repairs, for example, are outside the scope of this group program

• Other events such as large music recitals or competitions involving outside third parties are not intended to be covered. Special one-time event insurance can be arranged for these events if they are organized by a member of the Association. Should you require a Certificate of Insurance regarding a specific location or event, please send your request directly to winnipegcertificates@marsh.com with a cc to Danielle Blaich (Danielle.Blaich@marsh.com) along with the following information:

1. Name of the Member Requesting the Certificate

2. Provide the Date and Location of the event

3. Mailing address of the party requesting evidence of your coverage

(Please allow 24 to 48 hours to have your requests processed.)

• Liability coverage for each year will run from July 1st to July 1st. If members are holding an event just after a July 1st expiry date, please make your requests for one-time event insurance after that expiry date.

Marsh Canada Contact:
Bob Shaver, VP Sales
Ph. 204-982-6534
Bob.shaver@marsh.com
www.marsh.com

For more details visit CFMTA’s website Resources - Members - Insurance page https://www.cfmta.org/en/marsh/

We hope that you will find true value in this group liability coverage which is exclusive to Registered Music Teachers across Canada. It is one of the benefits of being an ORMTA Member, presenting yourself to current and potential students as a professional music teacher, and having peace of mind that you are covered.

Other Insurance Options

Musical Instrument Insurance

ORMTA members may also opt in to receive musical instrument insurance with Front Row Insurance Brokers.